Revealed, UK's burglary black spots: London, Leeds and Bradford postcodes identified as 'most at risk' by insurance companiesLS13 is
the UK’s worst burglary hot spotBradford postcode BD12 took second placeThe figures mean residents could pay 20 per cent more for home insurance
in red and least claims in blue” class=”blkBorder” />
Hotspots: Map showing the postal regions in the UK that have made the most home insurance claims for burglary in 2012 in red and least claims in blue
Worrying: Families in an area of Leeds are most at risk of being burgled, according to a league table that identifies Britain's most dangerous places to live. This is a file picture of the city centre
Crime: Bradford postcode BD12, around five miles away from Leeds, took second place in the table
Insurance companies use data on the number of burglaries per household to decide which areas should face the highest annual premiums.
LS13 is to the west of Leeds and incorporates Bramley – a mix of 1960s council estates and private suburbs – Gamble Hill, Moorside, Rodley and Swinnow.
Bradford postcode BD12, around five miles away, took second place.
North Finchley – N12 – in London came third, ahead of Eccles in Manchester – M30 – and the Romford postcode of RM3.
The figures were compiled by the price comparison website MoneySupermarket.com, which warned families living in high risk postcodes will generally pay 20per cent more for household insurance.
Dangerous: North Finchley 'N12' in London came third, ahead of Eccles in Manchester 'M30' and the Romford postcode of RM3
Its home insurance expert, Hannah Jones,
said: ‘While there are clearly some areas of the country with a higher
proportion of insurance claims for burglary than others, this doesn’t
actually mean the area is ‘rife’ with crime.
specifically target areas with wealthy residents, or quieter areas where
there’s not a lot of passing foot traffic, where the rewards are
potentially greater and the risk of being caught in the act may be
‘This year, the LS13 postcode in Leeds has taken the top spot for burglary insurance claims.’
added: ‘Areas affected by higher rates of burglary insurance claims
will see their premiums impacted – increasing by a fifth on average.
‘Higher value properties could expect to pay even more than this.’
warned: ‘Insurers take a blanket approach to assessing postcode
districts for home insurance premiums rather than looking at insurance
applications on a case by case basis.
‘So, although you may not
have been a victim of burglary directly, you could be paying more for
insurance if there are higher rates of burglary claims made within your