Overdrawn student killed himself over just 8,000 of debt and left a suicide note written on the back of a letter from his bankComputer whizz Toby Thorn's final words read: 'Thank you to all my friends I appreciate your support, Later ANON'
He was 3,000 overdrawn and had a 5,000 student loan to pay off
His mother is determined that no other young men or women will suffer in silence in the face of mounting financial pressureAnne Thorn has become a trustee for the charity PAPYRUS – the Prevention of Young Suicide

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UPDATED:

09:38 GMT, 4 December 2012

A mother has told how her son wrote a suicide note on the back of a bank letter demanding the repayment of his 3,000 overdraft.

Toby Thorn, 23, took his life after racking up the overdraft on top of a 5,000 student debt.

On the reverse of a letter from Barclays, he wrote simply: ‘Thank you to all my friends I appreciate all your support, Later ANON.’ His body was found soon afterwards.

Beloved: Anne Thorn has become a trustee of Papyrus following the death of her son Toby

Beloved: Anne Thorn has become a trustee of Papyrus following the death of her son Toby

Yesterday his mother Anne said she had no idea her son was so anxious about his financial situation.

Toby had dropped out of a degree
course in computing in his third year and was hoping to start a
business. But as he moved into a flat with friends, he was apparently
agonising over his 8,000 debts.

Single mother Mrs Thorn, 56, said: ‘Young people can’t find jobs, so they can’t see a way out of debt.

'It’s unbearable to think that Toby didn’t know how much he was loved.’

Determined: Anne wants to help other young people with financial worries

Determined: Anne wants to help other young people with financial worries

Debt: Paperwork shows Toby Thorn's 3,000 overdraft and outstanding student loan

Debt: Paperwork shows Toby Thorn's 3,000 overdraft and outstanding student loan

An inquest ruled that Toby’s debt was a major contributory factor in his suicide.

Mrs Thorn said: ‘He said university
just wasn’t for him, so we looked at other options. I had no idea his
debts were bothering him so much. I don’t believe that’s the only reason
why he took his own life but it must have been a big contributing
factor.

‘People don’t realise that suicide is
so common in young people, especially young men. Men don’t talk about
their feelings. They keep it all bottled up which can lead to
depression.’

According to a YouGov poll, money was
the most common worry across the UK last year, and calls to the
Samaritans’ helpline about financial concerns have doubled in the past
three years.

Following her son’s death in July
last year, Mrs Thorn, a customer relations officer, became a trustee for
the charity Papyrus, which aims to prevent suicide in the young.

Statistics released by the charity
show that around 1,400 under-35s kill themselves in the UK every year,
and three-quarters are men.

Mrs Thorn said: ‘It is a national
scandal that the Government is not doing more. Although they have
promised 1million for research, there is no action and no
implementation plan.

Unaware: Friends and family had no idea about the turmoil Toby was battling

Happy memories: Anne with Toby as a youngster

Happy memories: Anne and Toby (pictured together right) and Toby as a young boy (left)

Computer whizz: Toby had studied computing at Anglia Ruskin University in Cambridge

Computer whizz: Toby had studied computing at Anglia Ruskin University in Cambridge

Good work: PAPYRUS aims to increase awareness of young suicide and how to prevent it

Good work: PAPYRUS aims to increase awareness of young suicide and how to prevent it

‘Young people should be encouraged to reach out for help, but debts are making them feel backed into a corner.’

Toby, from Penzance, Cornwall, had been studying at Anglia Ruskin University in Cambridge.

His mother said: ‘I now know that
Toby was in so much pain that he was not able to consider the impact
his death would have on me when he took his own life, and if he was he
thought he was doing me a favour.’

For information and support visit www.papyrus-uk.org.

For confidential
support call the Samaritans in the UK on 08457 90 90 90, visit a local
Samaritans branch or click here for details