Universal credit plan "is a disaster in the making", says Minister just months ahead of launch

Universal credit plan 'is a disaster in the making', says minister just months ahead of launchDavid Cameron's new benefits initiative 'set to fail'Universal credit scheme criticised by Cabinet ministerNew system will replace list of unemployment handouts | UPDATED: 08:05 GMT, 31 December 2012 The universal credit scheme is a disaster waiting to happen, a Cabinet minister has warned. The initiative, which is the centrepiece of David Cameron’s welfare reforms, is due to begin with a pilot scheme in April and a national roll-out in October. Aimed at making it pay to return to work, the single benefit will replace a raft of unemployment and in-work handouts