Woman drivers pay the price of equality as their insurance premiums soar (but drops for men)

Woman drivers pay the price of equality as their insurance premiums soar (but drops for men) , insurers are no longer able to use gender as a factor when pricing insurance.’ Opponents of the gender rules had argued – unsuccessfully – that women deserved to pay less because, statistically they were less of a risk so deserved to pay lower premiums. Research suggests while women may have more low impact and less costly shunts such as when parking, men tend to have more dramatic and costly crashes. But the EU ruled that despite this it statistical trend was wrong to discriminate on grounds of gender.

Fraudster couple funded champagne lifestyle of exotic holidays and a plush home in 1million insurance scam


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Fraudster couple funded champagne lifestyle of exotic holidays and a plush home in 1million insurance and benefits scamElina Jaksone and Gagik Manucharyan exploited other immigrantsPromised to get them car insurance but lied to secure cheaper dealsCheated taxpayers out of 340,000 by failing to report earnings to HMRCSpent cash on holidays in Jamaica By Hugo Gye and Damien Gayle PUBLISHED: 13:09 GMT, 10 April 2013 | UPDATED: 01:04 GMT, 11 April 2013 An immigrant couple who enjoyed a champagne lifestyle have been jailed for what is believed to be the biggest car insurance scam of its kind in Britain. Latvian Elina Jaksone and her Cypriot partner Gagik Manucharyan raked in close to 1million by duping hundreds of innocent motorists with a ‘ghost’ insurance scheme. They offered cut-price insurance by using false details, leaving customers involved in accidents totally exposed and without any of the coverage they paid for

Teachers win 30million compensation in a year as unions secure record payouts


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Teacher handed 400,000 in compensation after pupil knocked his arm into a filing cabinetCompensation for teachers broke through the 30million barrier last yearSuccessful claims rose by up to a quarter compared to 2011The payouts have left councils and schools with soaring legal bills .

How much driving convictions add to your insurance bill: Premiums can more than double for drink-drivers


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How much driving convictions add to your insurance bill: Premiums can more than double for drink-drivers Those caught drunk at the wheel face paying 115% more on car insuranceMost common offence of speeding increases premiums by more than a thirdUninsured drivers pay 131% more than they would have paid in the first case By Ray Massey PUBLISHED: 02:00 GMT, 27 February 2013 | UPDATED: 02:03 GMT, 27 February 2013 Drivers can see their insurance premiums double as a result of motoring convictions, research reveals today. Those caught drunk at the wheel face paying 115 per cent more, while defective tyres invite a 69 per cent penalty. Speeding, which accounts for almost two thirds of offences, increases premiums by more than a third.

Serial criminal John Moir convicted of 218 offences laughs at police after receiving 43rd driving ban


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'Nothing is going to stop me': Serial criminal convicted of 218 offences laughs at police after receiving his 43rd driving ban John Moir, 46, of Ipswich, Suffolk, was caught driving while banned – againHe was jailed in 2010 after hitting Simon Jacobs, 45, who nearly diedMr Jacobs says 'Justice system must listen: he will kill someone next time' , for driving while banned, resisting a police officer and having no car insurance, for which he was jailed for five months. 'I believe he will kill someone eventually': Simon Jacobs, 45, nearly died after Moir drove into him in 2010 Moir admitted driving while banned, having no insurance, and two charges of theft. He received a four-month jail sentence for driving while disqualified, and three months for each theft to run consecutively.

Revealed, UK"s burglary black spots: Areas in Leeds and Bradford identified as most at risk by insurance companies


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Revealed, UK's burglary black spots: London, Leeds and Bradford postcodes identified as 'most at risk' by insurance companiesLS13 is the UK’s worst burglary hot spotBradford postcode BD12 took second placeThe figures mean residents could pay 20 per cent more for home insurance in red and least claims in blue” class=”blkBorder” /> Hotspots: Map showing the postal regions in the UK that have made the most home insurance claims for burglary in 2012 in red and least claims in blue Worrying: Families in an area of Leeds are most at risk of being burgled, according to a league table that identifies Britain's most dangerous places to live. This is a file picture of the city centre Crime: Bradford postcode BD12, around five miles away from Leeds, took second place in the table Insurance companies use data on the number of burglaries per household to decide which areas should face the highest annual premiums.

No thanks! Handwriting thank you notes is among fastest disappearing skills in modern Britain


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No thanks! Handwriting thank you notes is among fastest disappearing skills in modern BritainSurvey results suggest that a written thank you note is obsolete The use of dictionaries and mental arithmetic is in declineReading a map or going to the library is also considered old fashioned By Daily Mail Reporter PUBLISHED: 19:21 GMT, 14 January 2013 | UPDATED: 22:47 GMT, 14 January 2013 Some would say it is the only acceptable response to receiving a gift, or enjoying an evening at a friend's home. But the practice of handwriting 'thank you' notes is among the fastest disappearing skills in modern Britain

Ofcom boosts efforts to trace nuisance callers as study finds numbers have DOUBLED in a year


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Ofcom boosts efforts to trace nuisance callers as study finds numbers have DOUBLED in a year Three quarters of landline owners received an unwelcome marketing call in the past year – up from one in four the year before, according to telecommunications watchdog Ofcom. At the same time, almost three in four received some form of hard-sell cold call from salesmen pushing everything from compensation for accidents that never happened to home broadband. Fury: Nearly half of us have reported receiving a marketing call in the past year (file photo) Silent calls are caused by call centre computers which randomly dial thousands of numbers and should have a salesman ready to talk to anyone who picks up.

Now workers face waiting until 70s for a state pension: But new flat rate means mothers won"t lose out in most radical reforms for a century


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Now workers face waiting until 70s for a state pension: But new flat rate means mothers won't lose out in most radical reforms for a century David Cameron and Nick Clegg will announce plans for new flat-rate pension New rate will be more generous and is expected to be worth 155 a weekBut the state pension age will increase further in years aheadIain Duncan Smith said the changes will be 'brilliant for women' By James Chapman PUBLISHED: 00:47 GMT, 5 January 2013 | UPDATED: 02:01 GMT, 5 January 2013 Women will benefit from the most radical pension reforms for a century – but younger workers will have to delay their retirement into their 70s and beyond, it emerged last night. David Cameron and Nick Clegg will next week outline plans for a new, more generous flat-rate pension, expected to be worth 155 a week. But the sting in the tail is that the state pension age – already set to rise to 67 for both men and women between 2026 and 2028 – will increase further in the years ahead

Call me an old fogey but our kitchen at Christmas had more gadgets on show than Mission Control for the Moon landings


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Call me an old fogey but our kitchen at Christmas had more gadgets on show than Mission Control for the Moon landings | UPDATED: 23:53 GMT, 27 December 2012 On the day the world didn’t end, our eldest son fell asleep on the train home from a Mayan-themed party. He woke up to find that a fellow passenger, in the true spirit of the modern Christmas, had relieved him of his wallet, mobile phone and iPod. Ah, well, at least the thief had spared us any agonising over what to buy for the 27-year-old who has everything.