Personal loans drop to lowest level in 14 YEARS as cautious households clear debts

Brits have paid off half their personal loans since the financial crisis, with debts at their lowest since 1999 ” class=”blkBorder” /> Counting the pennies: Cautious consumers chose to pay off more than they borrowed in 2012 Cautious households are making considerable headway clearing their debts, with the amount owed on personal loans dropping to its lowest level in 14 years, according to a report.

"An apple tree, two boxes of cheese and a Lego police station for me please": This year"s most adorable letters to Santa

'An apple tree, two boxes of cheese and a Lego police station for me please': This year's most adorable letters to Santa | UPDATED: 20:30 GMT, 12 December 2012 Millions of children have sent their Christmas wishlists to Santa, and while most have simple asks others clearly get a little carried away. A list compiled by a boy named Trajan features 17 different demands including a Baltimore football helmet, two boxes of cheese, a big blanket, a small apple tree, 600 quarters and 100 pennies.