How much driving convictions add to your insurance bill: Premiums can more than double for drink-drivers


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How much driving convictions add to your insurance bill: Premiums can more than double for drink-drivers Those caught drunk at the wheel face paying 115% more on car insuranceMost common offence of speeding increases premiums by more than a thirdUninsured drivers pay 131% more than they would have paid in the first case By Ray Massey PUBLISHED: 02:00 GMT, 27 February 2013 | UPDATED: 02:03 GMT, 27 February 2013 Drivers can see their insurance premiums double as a result of motoring convictions, research reveals today. Those caught drunk at the wheel face paying 115 per cent more, while defective tyres invite a 69 per cent penalty. Speeding, which accounts for almost two thirds of offences, increases premiums by more than a third.

Take them back Santa! Unwanted Christmas presents total 2.1bn with average adult receiving two gifts they don"t want


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Take them back Santa! Unwanted Christmas presents total 2.1bn with average adult receiving two gifts they don't want Top three most unwanted gifts were clothing, beauty products and trinkets Those most guilty of giving unwanted presents are friends and mothersIn days after Christmas, one in five gifts end up in the back of a cupboard | UPDATED: 10:28 GMT, 26 December 2012 Waste: Britons will receive almost 50-worth of presents that they dislike this year It's an all too familiar scenario – family opens presents, dislikes several of them, and mother shoves gifts to the back of a cupboard, never to be seen again. If there's a receipt, the presents are returned and if not, they are given to someone else the year after. But don't feel too bad for giving the wrong gift – an incredible 2.1billion-worth of unwanted presents have been handed over this year alone.

Almost 1,000 obese claimants get share of 4m a year in incapacity benefit: Two thirds have got pay-outs for more than five years


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Almost 1,000 obese claimants get share of 4m a year in incapacity benefit: Two thirds have got pay-outs for more than five years | UPDATED: 23:44 GMT, 23 December 2012 Taxpayers fork out more than 4million every single year on incapacity benefit for people who are obese, figures show. Almost 1,000 people receive the hand-out for no other reason than they are grossly overweight – costing us 11,000 every single day. And two thirds of them have been languishing on the sick for more than five years

Two thirds of Germans believe immigrants are an "extra burden" which have caused "serious problems" for the country


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Two thirds of Germans believe immigrants are an 'extra burden' which have caused 'serious problems' for the country | UPDATED: 14:33 GMT, 18 December 2012 Ulrich Kober said that Germany failed to grasp a culture of welcoming foreigners and overplayed its own attractiveness to immigrants Two in three Germans believe immigrants have caused 'serious' problems for the country's social services and schools. The poll – commissioned by the respected Bertelsmann Foundation think tank – shows two thirds of people say immigrants are an 'extra burden' on the country's social services system. Two thirds of people quizzed in the survey also believe that incomers are a source of conflict with 'native' Germans and cause problems

It takes us 36 hours to rise and truly shine: Survey finds fewer than one in five Brits thinks they are a morning person


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It takes us 36 minutes to rise and truly shine: Survey finds fewer than one in five Brits thinks they are a morning personPeople typically snooze for 14 minute, according to researchTwo thirds of Brits feel unmotivated in the morningJust under a quarter admitted to 'seasonal sleeping slips' | UPDATED: 07:49 GMT, 14 December 2012 It's something we do every day but it seems we don’t get any better at it. It takes us more than half an hour to feel awake in the morning, according to a survey. Fewer than one in five Britons (17 per cent) consider themselves to be morning people.

More than four in ten firms set up since start of credi crunch in 2008 have folded – and the survival rate is getting worse


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More than four in ten firms set up since start of credit crunch in 2008 have folded – and the survival rate is getting worseNearly one million firms shut down between 2008 and 2011The high street has also suffered particularly badly in the last few years the research says | UPDATED: 23:26 GMT, 13 December 2012 More than four in ten firms created since the credit crunch crisis in 2008 had gone out of business by 2011 – and the survival rate is getting worse.

Board game dads who hate to lose: Study finds fathers will go all out to win but mothers are happy to see their children take victory


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Board game dads who hate to lose: Study finds fathers will go all out to win – but mothers are happy to see their children take victory | UPDATED: 02:18 GMT, 13 December 2012 For a good Monopoly battle this Christmas, make sure you play with your dad. Research reveals fathers are more likely to go all out to win when they play board games with their children. Mothers, however, will happily allow their sons and daughters to enjoy the thrill of victory if it makes life easier

Nearly half of all Britain"s smart phones owners use gadget to do their online shopping


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Nearly half of all Britain's smart phones owners use gadget to do their online shopping New report shows music downloads are the most popular purchase using smartphones | UPDATED: 01:59 GMT, 12 December 2012 Nearly half of smartphone owners use it to shop online Increasing numbers of Britons are switching from shopping by computer to shopping on their smartphone, a new survey has revealed. Nearly two-thirds of Britons now use a smartphone – with nearly half of them using theirs for online shopping or purchasing. Music downloads top the list of purchases made through smartphones, the report from consumer analysts Mintel found.

Children"s reading skills suffer if they have TVs and mobile phones in their bedroom


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Children's reading skills suffer if they have TVs in their bedroom and own mobile phoneTwo thirds of 10-year-olds have been given their own TVs and mobilesResearch among 4,000 pupils in England has linked them to markedly lower scores in reading tests | UPDATED: 08:33 GMT, 12 December 2012 Children with TVs in their bedrooms and their own mobile phones suffer significant falls in reading achievement, a major international study showed yesterday. Research among 4,000 pupils in England has linked ownership of TVs, DVD players and phone handsets to markedly lower scores in reading tests. Two thirds of 10-year-olds have been given their own TVs, with similar proportions owning DVD players and mobile phones

Walk-on-by-Britain: 64% of people wouldn"t tackle a gang of teen troublemakers


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Walk-on-by-Britain: 64% of people wouldn't tackle a gang of teen troublemakersIn the past two years alone, the number of citizen's arrests has halved according to a report by Policy ExchangeA separate YouGov poll found that just 27 per cent would step in if they saw a gang drinking and verbally abusing passers byThat figure dropped below 20 per cent in London | UPDATED: 00:13 GMT, 12 December 2012 Britain is turning into a ‘walk-on-by’ society in which two-thirds of the public will not confront troublemakers in the street. In the past two years alone, the number of citizen’s arrests has halved, according to a report by Policy Exchange. At the same time, a YouGov poll carried out for the influential think-tank found 64 per cent of Brits would carry on walking past a gang of teens who were drinking and verbally abusing passers-by