Woman drivers pay the price of equality as their insurance premiums soar (but drops for men)

Woman drivers pay the price of equality as their insurance premiums soar (but drops for men)

, insurers are no longer able to use gender as a factor when pricing insurance.’

Opponents of the gender rules had argued – unsuccessfully – that women deserved to pay less because, statistically they were less of a risk so deserved to pay lower premiums.

Research suggests while women may have more low impact and less costly shunts such as when parking, men tend to have more dramatic and costly crashes. But the EU ruled that despite this it statistical trend was wrong to discriminate on grounds of gender.

The report said: ‘This is a huge contrast to price differences seen this time last year, when men were paying 117 more than their female counterparts on average for their car insurance.’ Then, men were paying 868 compared to women paying 751 on average.

But it added: ‘A larger price gulf remains amongst the younger age group, which currently sees 17 to 20 year old males pay 2,848 on average for their comprehensive car insurance premiums, with females of the same age paying 2,256 – a price difference of 592.’

Across the UK as a whole, average car insurance premiums have fallen by 9.8 per cent over the year.

But the most expensive comprehensive car insurance premiums are in East London where they average 1,519, closely followed by Ilford, Uxbridge, and North West London where motorists can pay more than 1,300 on average.

The Scottish Borders, North and North East Scotland enjoy the lowest comprehensive car insurance premiums paying on average 497.

For Third Party Fire and Theft cover only, average premiums for the first quarter stood at 1,169.

This represents a slight increase of 1.0 per cent year-on-year and 2.7 per cent quarter on quarter.

Gemma Stanbury, head of car Insurance at Confused.com said: ‘With the EU Gender Directive coming into effect late last year, it’s clear to see that the insurance industry has reacted to the change in legislation over the last quarter.’